Introducing Xactus

Reduce Appraisal Bias with Appraisal ScorecardX

Jul 24, 2023 | Blog

Now you can take additional steps to prevent appraisal bias – with Appraisal ScorecardX from Xactus. Appraisal ScorecardX utilizes advanced technology to conduct automated appraisal reviews that catch any issues with appraisal completeness and assure compliance which,...

Getting Ahead of a Common Closing Delay: Undisclosed Debt

Jul 24, 2023 | Blog

When you’re evaluating a consumer’s ability to repay his or her mortgage, one of the things you must do is calculate the debt-to-income (DTI) ratio. But if existing debt obligations are not disclosed, including new debts, you cannot accurately calculate the DTI which...

And the Award Goes to…

Jul 24, 2023 | Blog

We are pleased to share that several of our valued team members have earned some well-deserved recognition. Shelley Leonard, has been named a 2023 Most Powerful Women in FinTech Award winner from PROGRESS in Lending. She is being honored with this award because of her...

And the Award Goes to…Xactus!

May 16, 2023 | Blog

We are both pleased and proud to share that both Xactus and our technology have received several industry awards in 2022 and 2023. Earlier this year Xactus was named an ICE Mortgage Technology Innovation Award winner for Lender’s Choice – Innovative Service Provider....

Meet Xactus’ Award Winning Executives

May 16, 2023 | Blog

Both in 2022 and 2023, several of Xactus’ executives were recognized for their achievements and many contributions to the mortgage industry. These individuals include Shelley Leonard, President; James Owens, Chief Technology Officer; Julie Wink-Davis, Executive Vice...

Advancing the Modern Mortgage with IRS Data Feeds from TaxStatus

Apr 25, 2023 | Blog

Are you tired of being limited to only the tax transcript data that the 4506-C provides? How often does the IRS reject your 4506-C Form? Almost one in three are rejected for minor errors! Finally see what the IRS sees with TaxStatus data feeds. Xactus knew there had...
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