Build a Modern Mortgage Experience with the Right Data Solutions
Dig deeper into the data with the tools you need to retain your portfolio, grow your business and analyze what happened with lost opportunities. Proactive customer engagement is key to protecting your loan portfolio; retain business with up-to-the-minute data.
Receive real-time, predictive knowledge to retain loan portfolios
Xactus’ portfolio monitoring program electronically notifies you about your customers’ credit activities, enabling you to quickly respond to your customers’ changing credit needs and retain valuable customers. As a crucial part of your loan tracking system, our portfolio monitoring solution can:
- Help guard your profits and loans
- Mitigate portfolio run-off
- Enhance your credit decisioning based on key account data
- Monitor delinquencies
Ensure complete regulatory compliance and accurate portfolio risk analysis
Our Portfolio Batch Updates allow you to obtain current credit, property & public record data on your loan servicing portfolio. They include key credit appends that offer a more complete picture of your consumers’ overall credit standing, lien position & current loan to value. We use multiple data sources to ensure the best resource & cost options for each custom project. And we provide optimum loan-level insight for portfolio management and valuation while identifying additional opportunities within your portfolio.
Obtain high-quality, targeted mortgage leads that get results
Xactus data acquisition technology allows you to identify and engage with new prospects quickly, by providing access to credit, demographic and mortgage data on hundreds of millions of consumers. For example, you can batch pre-screen FICO®-based credit data with our loan lead data or invitation to apply non-credit data. Our data acquisition tools are delivered through various technology platforms, yielding favorable response rates for users.
Better assess pipeline fallout & improve closing rates
Xactus Lost Sales Analysis reports play a crucial role in understanding why applicants fell off your pipeline. Additionally, a win-loss analysis helps you understand what competitive pressures impacted your business growth.
Our loan-level competitive intelligence allows you to:
- Adjust market strategies
- Understand run-off trends
- Increase customer retention
- Review the lenders associated with lost sales
- Gain insights into the characteristics associated with new loans