Technology
Xactus’ steady stream of innovative technologies demonstrates our commitment to advancing the Modern Mortgage.
Build a Modern Mortgage Experience
with our Digital Technology
Xactus enables you to maintain and enhance profitability through our innovative technology which helps automate and simplify each stage of the verification process. By understanding your specific approach to advancing the mortgage process, we can demonstrate how our technology integrates across your digital workflows to optimize outcomes, drive efficiency, and enhance margin.
Xactus 360
Our proprietary workflow platform, Xactus360, provides a high degree of flexible options that lead the industry. The platform’s many configuration options help clients simplify and streamline their workflow, control costs, and be more competitive in the marketplace.
Xactus360 delivers credit reporting, verifications, and settlement services and is integrated with Fannie Mae, Freddie Mac, credit bureaus, and any loan origination system or consumer-facing portal our clients require.
Credit reports and verification services can be customized to drive consistency in workflows, identify fraud, automate decision making, and manage risk & retention triggers in client portfolios.
The endless customization options that Xactus360 has to offer enable competitive advantages in processing, speed-of-response, security, compliance, and automated workflows that fuel business growth.
Xactus provides technology solutions that streamline processes, increase ROI, and are configurable to workflows. Our efforts prove to be noteworthy as Xactus was recently recognized for our outstanding technology. We were named to the HousingWire Tech100 and have been given an Innovations Award from Progress in Lending. We believe the great fintech acceleration is here, and Xactus is leading the way by advancing the Modern Mortgage through innovation, adaptive technology, and new applications.
- A complete suite of products for the full loan lifecycle
- Configurable to client workflow
- Simplified billing and management reporting
- Extensive user management and security options
- Open architecture and in-house development team allow for custom enhancements based on client-specific needs
- Sophisticated fraud detection continually monitors activity and identifies anomalies associated with fraudulent transactions
Xactus 360
Our proprietary workflow platform, Xactus360, provides a high degree of flexible options that lead the industry. The platform’s many configuration options help clients simplify and streamline their workflow, control costs, and be more competitive in the marketplace.
Xactus360 delivers credit reporting, verifications, and settlement services and is integrated with Fannie Mae, Freddie Mac, credit bureaus, and any loan origination system or consumer-facing portal our clients require.
Credit reports and verification services can be customized to drive consistency in workflows, identify fraud, automate decision making, and manage risk & retention triggers in client portfolios.
The endless customization options that Xactus360 has to offer enable competitive advantages in processing, speed-of-response, security, compliance, and automated workflows that fuel business growth.
Xactus provides technology solutions that streamline processes, increase ROI, and are configurable to workflows. Our efforts prove to be noteworthy as Xactus was recently recognized for our outstanding technology. We were named to the HousingWire Tech100 and have been given an Innovations Award from Progress in Lending. We believe the great fintech acceleration is here, and Xactus is leading the way by advancing the Modern Mortgage through innovation, adaptive technology, and new applications.
- A complete suite of products for the full loan lifecycle
- Configurable to client workflow
- Simplified billing and management reporting
- Extensive user management and security options
- Open architecture and in-house development team allow for custom enhancements based on client-specific needs
- Sophisticated fraud detection continually monitors activity and identifies anomalies associated with fraudulent transactions
Sharperlending
- Flexibility: infinite configurations to enable automated or manual review processes, residential or commercial appraisal ordering, define coverage areas, manage appraisers and much more
- Comprehensive: built for lenders of all sizes, multi-layered QC functionality, entry-level solutions to enterprise-wide efficiencies
- Verisite line of property inspection tools, Appraisal Scorecard, FEMA disaster monitoring, and much more
- API customizations address any client need
- Interfaces with Fannie Mae, Freddie Mac, FHA, major Loan Origination Systems including Ellie Mae’s Encompass, and many more
- Flexibility: infinite configurations to enable automated or manual review processes, residential or commercial appraisal ordering, define coverage areas, manage appraisers and much more
- Comprehensive: built for lenders of all sizes, multi-layered QC functionality, entry-level solutions to enterprise-wide efficiencies
- Verisite line of property inspection tools, Appraisal Scorecard, FEMA disaster monitoring, and much more
- API customizations address any client need
- Interfaces with Fannie Mae, Freddie Mac, FHA, major Loan Origination Systems including Ellie Mae’s Encompass, and many more
SharperLending offers secure, web-based technology to increase efficiency, mitigate risk and offer affordability. Included in the SharperLending offerings is Appraisal Firewall, a secure, web-based residential and commercial appraisal software that enables financial institutions to manage their own appraisal process. Appraisal Firewall increases the speed of loan production and underwriting while helping lenders comply with all appraisal regulations.