We Help Take the Guesswork Out of HMDA Compliance

Xactus consultants work with lenders to identify HMDA issues to ensure you are meeting all the necessary compliance requirements. Our team can also assist you with developing an effective workflow so that you can spend more time with your borrowers and less time...

Introducing Instant VOE/I Waterfall

Obtain immediate access to employer records At Xactus we are all about advancing the modern mortgage. And our new VOE/I “waterfall experience” makes the process much more efficient for you by casting an even wider net when validating employment and income....

Introducing Xactus

As you likely have heard, UniversalCIS | Credit Plus has been rebranded to Xactus. We’re very excited about our new beginning and the phenomenal future that lies ahead for us, the clients we serve, and the mortgage industry. We embarked on this rebranding initiative...
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