Streamlines Workflows, Creates Efficiencies with Single Login to Access Mortgage Credit and Pre-Qualification Reports Xactus360 is an innovative, easy-to-use technology platform designed for mortgage professionals by mortgage professionals. By combining best practices, a wealth of mortgage experience, and customer input, Xactus360 delivers an intuitive user experience unlike any other. The innovative, proprietary platform offers more APIs, better workflows, enhanced automation, …

In a tight market like the one we’re experiencing, mitigating risk while identifying cross-sell and up-sell opportunities within your portfolio is crucial. With Portfolio Monitoring X from Xactus, you will be better positioned to take advantage of circumstances that can work in your favor by quickly responding to your customers’ changing credit needs. Monitor your portfolio to: Identify needs-based borrowers …

On June 30th, the Supreme Court struck down the Biden Administration’s student debt relief plan to provide up to $20,000 in one-time relief to more than 40 million student loan borrowers. According to the Department of Education, this means the 16 million+ consumers who were already approved for debt relief under the program will not receive it due to the …

Now you can take additional steps to prevent appraisal bias – with Appraisal Scorecard X from Xactus. Appraisal Scorecard X utilizes advanced technology to conduct automated appraisal reviews that catch any issues with appraisal completeness and assure compliance which, in turn, reduce your risk. It features an Indicative Words tool that allows review teams to: Customize their own list of …

When you’re evaluating a consumer’s ability to repay his or her mortgage, one of the things you must do is calculate the debt-to-income (DTI) ratio. But if existing debt obligations are not disclosed, including new debts, you cannot accurately calculate the DTI which can hamper your ability to properly assess the risk associated with the loan. People often incur new …

We are pleased to share that several of our valued team members have earned some well-deserved recognition. Shelley Leonard, has been named a 2023 Most Powerful Women in FinTech Award winner from PROGRESS in Lending. She is being honored with this award because of her leadership in the mortgage technology space and for her tireless pursuit of innovative solutions that …

We are both pleased and proud to share that both Xactus and our technology have received several industry awards in 2022 and 2023. Earlier this year Xactus was named an ICE Mortgage Technology Innovation Award winner for Lender’s Choice – Innovative Service Provider. These awards recognize partners who go above and beyond to discover innovative ways to grow and meet …

Both in 2022 and 2023, several of Xactus’ executives were recognized for their achievements and many contributions to the mortgage industry. These individuals include Shelley Leonard, President; James Owens, Chief Technology Officer; Julie Wink-Davis, Executive Vice President; Derek Bartley, Vice President Product Management; and Katy Howell, Client Relations Director. To learn more about these talented professionals and the awards they …

Are you tired of being limited to only the tax transcript data that the 4506-C provides? How often does the IRS reject your 4506-C Form? Almost one in three are rejected for minor errors! Finally see what the IRS sees with TaxStatus data feeds. Xactus knew there had to be a better way, so we sought a partner that takes …

Data…these days there is so much of it. The trick is knowing what data to use and how to use it to derive meaningful insights. Turn to Xactus – a one stop shop for data solutions – to receive the information you need to succeed. Want custom modeling? Need specific insights on a portfolio? Xactus utilizes sophisticated technology to collect …