Xactus360 is an innovative, easy-to-use technology platform that combines best practices, a wealth of mortgage experience, and customer input, to deliver an intuitive user experience unlike any other. Best of all, Xactus360 revolves around you and your revolving needs.
Game-Changing Features that Improve Workflows & Create Greater Efficiencies
Xactus360’s features are revolutionizing the way loans are processed. Experience single log in for Mortgage Credit and Pre-Qualification reports.
Xactus360 empowers YOU to:
Streamline your workflow:
- Compare a credit report to a previous version and obtain real-time views based on bureau, add/remove borrower, Date of Last Activity, Date Reported, and Months Reviewed
- Merge two individual credit reports pulled within 30 days of each other into one joint credit report
- Repull a bureau into an existing report
Shorten turn times for supplements & score optimization requests:
- When you order supplements, obtain a list of creditor-specific requirements that may be needed so you can properly communicate them to your borrower
- Any additional needs are logged to your request and not just emailed to an individual, so anyone accessing the file may check status and recent updates, improving workflow.
- Score optimization tools display credit scores at the top of the screen, easing navigation between bureaus
Customize outputs to minimize change for your team:
- Account-level customization ensures an accurate and consistent report, while providing the flexibility for per-file view adjustments
- Numerous layout combinations available for reports
Set advanced user access controls:
- Lets you create your own groups of users within an account to assign view and access permissions
- Enables consumer-permissioned credit pulls for Pre-Qualification through Qualify Me NowX and Mortgage Credit through Start My ApplicationX
- Provides granular user level control
- Allows many “admin jr.” functions, taking the burden off senior members of your team
- Permits restrictions for rush requests, the frequency of report reordering, where a report may be ordered from, and much more
Work more efficiently:
- Single login for Mortgage Credit and Pre-Qualifications
- Allows 1-click access to sample files for training, testing and readiness purposes and automatically credits these files nightly
- Includes self-service features to unlock logins and reset passwords, ensuring clients are never delayed. Admins are notified of resets to ensure the highest security standards
- Users who move between accounts within your company will keep their same login and can be moved with up to 120 days of their files, with no change to the report ID
Improve automation with leading APIs:
- Increased automation for a better user experience
- Connections with numerous interfaces
- Key Xactus internal integrations
Gain real-time visibility into your invoices:
- Receive real-time invoices that are easy to understand and even display pending charges
- Customize an account invoice to view multiple users, accounts, cost centers, etc.
- Easy access Total Cost for Borrower invoices that automatically pull all products associated with the SSN or Loan #
Discover our game-changing innovation.
View this short video and in a few seconds, you’ll grasp the power and potential of our next gen technology.