Introducing Instant VOE/I Waterfall

Obtain immediate access to employer records At Xactus we are all about advancing the modern mortgage. And our new VOE/I “waterfall experience” makes the process much more efficient for you by casting an even wider net when validating employment and income....

Introducing Xactus

As you likely have heard, UniversalCIS | Credit Plus has been rebranded to Xactus. We’re very excited about our new beginning and the phenomenal future that lies ahead for us, the clients we serve, and the mortgage industry. We embarked on this rebranding initiative...

Is the borrower still in forbearance?

As we start to move beyond the COVID pandemic, some normalcy will return to the industry. However, federal law requires that lenders and servicers continue to take care in how they deal with and report on consumers who are still suffering from the crisis. For...
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