Is the borrower still in forbearance?

As we start to move beyond the COVID pandemic, some normalcy will return to the industry. However, federal law requires that lenders and servicers continue to take care in how they deal with and report on consumers who are still suffering from the crisis. For...

Recent Updates to VOI/Es

Xactus is a certified reseller of The Work Number®, a solution offered through Equifax Workforce Solutions*, and the largest collection of payroll records contributed directly by employers. This past summer, enhancements were added to VOE/VOIs: VOI/E Optional 24 month...

Be Alert to Possible Mortgage Fraud Schemes

The Federal Housing Finance Agency is encouraging individuals who work in the mortgage industry to closely watch for possible mortgage fraud schemes that are emerging in the midst of the pandemic. Below are three of them and the solutions Xactus offers to combat them....

Retain Your Business with Portfolio Monitoring

A data solution from Xactus With Portfolio Monitoring, you’ll be better positioned to retain business by offering solutions when customers start shopping for loans. We offer daily mortgage inquiry alerts from all three bureaus – which can increase the number of leads...

Turning Data into Knowledge

There is a world of data out there – so much, in fact, that it can be hard to know how and when to use it. You’ve no doubt heard the term “big data.” It’s quite the buzzword these days. But what is it exactly and how can you take buzz advantage of it? What exactly is...
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