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Grow Your HELOC Business the Smart Way with Xactus’ Home Equity Verifications Bundle

May 16, 2022 | Blog

HELOCs are all the rage right now. Don’t let the opportunity to close more loans more quickly pass you by. Xactus has the tools you need to effectively target qualified prospects and better assess risk quickly and easily. We offer a customizable suite of home equity...

Introducing Instant VOE/I Waterfall

May 16, 2022 | Blog

Obtain immediate access to employer records At Xactus we are all about advancing the modern mortgage. And our new VOE/I “waterfall experience” makes the process much more efficient for you by casting an even wider net when validating employment and income....

Introducing Xactus

May 16, 2022 | Blog

As you likely have heard, UniversalCIS | Credit Plus has been rebranded to Xactus. We’re very excited about our new beginning and the phenomenal future that lies ahead for us, the clients we serve, and the mortgage industry. We embarked on this rebranding initiative...

Portfolio Monitoring: Your Best Defense Against Early Payoff Penalties

Dec 17, 2021 | Blog

No one wants a borrower to walk away, especially within the first few months after closing. With Xactus’ Portfolio Monitoring, you can avoid early payoff penalties and obtain immediate alerts when one of your recently closed borrowers is shopping for a mortgage,...

Fannie Mae to Include Rent Payments In Underwriting- What Does This Mean for Lenders?

Sep 17, 2021 | Blog

Fannie Mae’s recent decision to utilize rent payment history in mortgage underwriting will help expand the credit-profiles of millions of first-time homebuyers. Because landlords do not report rent payments to the bureaus, many historically disadvantaged populations...

Is the borrower still in forbearance?

May 3, 2021 | Blog

As we start to move beyond the COVID pandemic, some normalcy will return to the industry. However, federal law requires that lenders and servicers continue to take care in how they deal with and report on consumers who are still suffering from the crisis. For...

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Grow Your HELOC Business the Smart Way with Xactus’ Home Equity Verifications Bundle

Introducing Instant VOE/I Waterfall

Introducing Xactus

Portfolio Monitoring: Your Best Defense Against Early Payoff Penalties

Fannie Mae to Include Rent Payments In Underwriting- What Does This Mean for Lenders?

Is the borrower still in forbearance?

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Grow Your HELOC Business the Smart Way with Xactus’ Home Equity Verifications Bundle

Introducing Instant VOE/I Waterfall

Introducing Xactus

Portfolio Monitoring: Your Best Defense Against Early Payoff Penalties

Fannie Mae to Include Rent Payments In Underwriting- What Does This Mean for Lenders?

Is the borrower still in forbearance?

Browse by Category

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