Introducing Xactus

The Leading Verification
Innovator for the
Mortgage Industry

In The News

UniversalCIS | Credit Plus Rebrands as Xactus

Xactus is committed to building the modern mortgage experience UniversalCIS | Credit Plus, the leading verifications provider for the mortgage industry, announced today its new name, Xactus, marking a new beginning for the company. The comprehensive initiative...

read more

In The News

Xactus Acquires MassiveCert

Acquisition expands flood services offering and broadens data and technology offering  Xactus, the leading verification innovator for the mortgage industry, announced today the acquisition of MassiveCert, a data and technology leader in residential national flood data...

read more
Introducing Xactus

The Leading Verification
Innovator for the
Mortgage Industry

In The News

UniversalCIS | Credit Plus Rebrands as Xactus

Xactus is committed to building the modern mortgage experience UniversalCIS | Credit Plus, the leading verifications provider for the mortgage industry, announced today its new name, Xactus, marking a new beginning for the company. The comprehensive initiative...

read more

In The News

Xactus Acquires MassiveCert

Acquisition expands flood services offering and broadens data and technology offering  Xactus, the leading verification innovator for the mortgage industry, announced today the acquisition of MassiveCert, a data and technology leader in residential national flood data...

read more

Advance the
Modern Mortgage

Today, consumers demand the mortgage process be a fast, easy, and seamless digital experience. To make this a reality, we brought together seven of the nation’s leading mortgage verification companies to form a new company; one with a 75-year track record, over 6,500 clients, 12 service centers, and 900 people—all focused on advancing the modern mortgage.

Years of Innovation

Operations centers

Employees

Clients

Build a Modern Mortgage Experience

The challenge today is back-end tools, services, and technology haven’t kept up. Xactus changes this by digitally transforming verification at scale through proprietary technology to help you build a superior consumer experience.

Close More Loans More Quickly

Resolve complex problems by automating what were previously labor-intensive processes. Our API integrations and responsive service enable lenders to close more loans more quickly.

Enhance Profitability

With our proprietary verification technology and market-leading service, our solutions integrate across your digital workflow to optimize outcomes, drive efficiency, and enhance margins.

An Unrivaled Commitment to Your Success

From how we innovate to solve client challenges, to our robust and reliable technology, to our dedicated 700+ person customer service team, we help you navigate a fast-changing, fast-digitizing world.

Verification Services

CREDIT

Credit

Comprehensive credit solutions, resources and support for seamless management.

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VERIFICATION

Verifications

Reduce risk with our fast, accurate verification services for transcripts and other vital tools.

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IDENTITY & FRAUD

Fraud & QC

Reporting solutions to keep information safe, protect consumers and prevent fraud.

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PROPERTY

Property Solutions

Make property appraisals and valuations more accurate with fast, reliable reporting.

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PROPERTY

Score Optimization

Streamline your workflow and maximize consumers’ loan approval potential.

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PROPERTY

Data Solutions

Deliver more meaningful insights that uncover opportunities and boost your success.

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Xactus Modern Mortgage
Verification Suite

Transform verifications to close more loans more quickly and enhance profitability. Our proprietary technology and market-leading Modern Mortgage Verification Suite is a workflow-centric approach that delivers at scale.

loan lifecycle graphic

Latest News

Xactus Acquires MassiveCert

Acquisition expands flood services offering and broadens data and technology offering  Xactus, the leading verification innovator for the mortgage industry, announced today the acquisition of MassiveCert, a data and technology leader in residential national flood data...

read more

Xactus Introduces HELOC Verification Services Bundle

Xactus, the leading verification innovator for the mortgage industry, today announced it has launched a new HELOC Verifications Bundle to assist lenders and brokers with targeting prospects, assessing risk, and increasing efficiencies to help meet the increased HELOC...

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