Introducing Xactus
The Leading Verification
Innovator for the
Mortgage Industry
In The News
Truv Announces Partnership with the Leading Mortgage Verification Innovator Xactus
Truv and Xactus will enable mortgage lenders to verify income and employment data for over 85% of working Americans, thus further automating the mortgage approval process. Truv announced that it partnered with Xactus SM to further enhance Xactus’ verification...
In The News
Xactus Announces Ross Gloudeman as General Counsel and Chief Compliance Officer
Xactus, the leading verification innovator for the mortgage industry, announced today that Ross Gloudeman has joined the company as General Counsel and Chief Compliance Officer. As GC and CCO Officer, Gloudeman is responsible for providing leadership around Xactus’...
Introducing Xactus
The Leading Verification
Innovator for the
Mortgage Industry
In The News
Xactus Announces Ross Gloudeman as General Counsel and Chief Compliance Officer
Xactus, the leading verification innovator for the mortgage industry, announced today that Ross Gloudeman has joined the company as General Counsel and Chief Compliance Officer. As GC and CCO Officer, Gloudeman is responsible for providing leadership around Xactus’...
In The News
Truv Announces Partnership with the Leading Mortgage Verification Innovator Xactus
Truv and Xactus will enable mortgage lenders to verify income and employment data for over 85% of working Americans, thus further automating the mortgage approval process. Truv announced that it partnered with Xactus SM to further enhance Xactus’ verification...
Advance the
Modern Mortgage
Today, consumers demand the mortgage process be a fast, easy, and seamless digital experience. To make this a reality, we brought together seven of the nation’s leading mortgage verification companies to form a new company; one with a 75-year track record, over 6,500 clients, 12 service centers, and 900 people—all focused on Advancing the Modern Mortgage.
Years of Innovation
Operations centers
Employees
Clients
Build a Modern Mortgage Experience
The challenge today is back-end tools, services, and technology haven’t kept up. Xactus changes this by digitally transforming verification at scale through proprietary technology to help you build a superior consumer experience.
Close More Loans More Quickly
Resolve complex problems by automating what were previously labor-intensive processes. Our API integrations and responsive service enable lenders to close more loans more quickly.
Enhance Profitability
With our proprietary verification technology and market-leading service, our solutions integrate across your digital workflow to optimize outcomes, drive efficiency, and enhance margins.
An Unrivaled Commitment to Your Success
From how we innovate to solve client challenges, to our robust and reliable technology, to our dedicated 700+ person customer service team, we help you navigate a fast-changing, fast-digitizing world.
Verification Services

Credit
Comprehensive credit solutions, resources and support for seamless management.

Verifications
Reduce risk with our fast, accurate verification services for transcripts and other vital tools.

Fraud & QC
Reporting solutions to keep information safe, protect consumers and prevent fraud.
Property Solutions
Make property appraisals and valuations more accurate with fast, reliable reporting.
Score Optimization
Streamline your workflow and maximize consumers’ loan approval potential.
Data Solutions
Deliver more meaningful insights that uncover opportunities and boost your success.
Xactus Modern Mortgage
Verification Suite
Transform verifications to close more loans more quickly and enhance profitability. Our proprietary technology and market-leading Modern Mortgage Verification Suite is a workflow-centric approach that delivers at scale.

Latest News
Truv Announces Partnership with the Leading Mortgage Verification Innovator Xactus
Truv and Xactus will enable mortgage lenders to verify income and employment data for over 85% of working Americans, thus further automating the mortgage approval process. Truv announced that it partnered with Xactus SM to further enhance Xactus’ verification...
Xactus Announces Ross Gloudeman as General Counsel and Chief Compliance Officer
Xactus, the leading verification innovator for the mortgage industry, announced today that Ross Gloudeman has joined the company as General Counsel and Chief Compliance Officer. As GC and CCO Officer, Gloudeman is responsible for providing leadership around Xactus’...