Introducing Xactus
The Leading Verification
Innovator for the
Mortgage Industry
In The News
UniversalCIS | Credit Plus Rebrands as Xactus
Xactus is committed to building the modern mortgage experience UniversalCIS | Credit Plus, the leading verifications provider for the mortgage industry, announced today its new name, Xactus, marking a new beginning for the company. The comprehensive initiative...
In The News
Xactus Names Michael Crockett to Chief Data Officer
Xactus, the leading verification innovator for the mortgage industry, announced today that Michael Crockett has been named to the newly created role of Chief Data Officer. Crockett will develop and manage the data strategy for Xactus, including data-related functions...
Introducing Xactus
The Leading Verification
Innovator for the
Mortgage Industry
In The News
Xactus Announces Kevin Ryan as Chief Financial Officer
Xactus, the leading verification innovator for the mortgage industry, announced today that Kevin Ryan has been appointed as the company’s Chief Financial Officer. “Kevin is a high-impact leader who will drive our organization through an era of innovation and growth....
In The News
Xactus Names Michael Crockett to Chief Data Officer
Xactus, the leading verification innovator for the mortgage industry, announced today that Michael Crockett has been named to the newly created role of Chief Data Officer. Crockett will develop and manage the data strategy for Xactus, including data-related functions...
Advance the
Modern Mortgage
Today, consumers demand the mortgage process be a fast, easy, and seamless digital experience. To make this a reality, we brought together seven of the nation’s leading mortgage verification companies to form a new company; one with a 75-year track record, over 6,500 clients, 12 service centers, and 900 people—all focused on advancing the modern mortgage.
Years of Innovation
Operations centers
Employees
Clients
Build a Modern Mortgage Experience
The challenge today is back-end tools, services, and technology haven’t kept up. Xactus changes this by digitally transforming verification at scale through proprietary technology to help you build a superior consumer experience.
Close More Loans More Quickly
Resolve complex problems by automating what were previously labor-intensive processes. Our API integrations and responsive service enable lenders to close more loans more quickly.
Enhance Profitability
With our proprietary verification technology and market-leading service, our solutions integrate across your digital workflow to optimize outcomes, drive efficiency, and enhance margins.
An Unrivaled Commitment to Your Success
From how we innovate to solve client challenges, to our robust and reliable technology, to our dedicated 700+ person customer service team, we help you navigate a fast-changing, fast-digitizing world.
Verification Services

Credit
Comprehensive credit solutions, resources and support for seamless management.

Verifications
Reduce risk with our fast, accurate verification services for transcripts and other vital tools.

Fraud & QC
Reporting solutions to keep information safe, protect consumers and prevent fraud.
Property Solutions
Make property appraisals and valuations more accurate with fast, reliable reporting.
Score Optimization
Streamline your workflow and maximize consumers’ loan approval potential.
Data Solutions
Deliver more meaningful insights that uncover opportunities and boost your success.
Xactus Modern Mortgage
Verification Suite
Transform verifications to close more loans more quickly and enhance profitability. Our proprietary technology and market-leading Modern Mortgage Verification Suite is a workflow-centric approach that delivers at scale.

Latest News
Xactus Names Michael Crockett to Chief Data Officer
Xactus, the leading verification innovator for the mortgage industry, announced today that Michael Crockett has been named to the newly created role of Chief Data Officer. Crockett will develop and manage the data strategy for Xactus, including data-related functions...
Xactus Offers Active Listing Data to Assist Lenders with Lead Generation and Retention
Xactus, the leading verification innovator for the mortgage industry, today announced that it is offering active listing data to help lenders attract new applicants and retain existing relationships. Active Listing Scan is a monitoring solution that scans residential...