Michael Nichols, Author at Xactus

Flag Indicative Words and Make Better Lending Decisions with Appraisal ScorecardX

Nov 9, 2023 | In the News, Blog

Ensuring the use of objective language is crucial for appraisal reports. Both lenders and the GSEs have introduced tools and programs designed to detect the presence of subjective, potentially biased words or phrases within appraisal reports. Appraisal ScorecardX...

Reduce Costs with No Close, No Pay Flood Zone Determinations

Nov 6, 2023 | In the News, Blog

At Xactus, we understand that in today’s tight market, every dollar counts. That’s why we offer flood zone determinations that you only pay for if the loan closes. But that’s not the only differentiator. Xactus Flood ReportsX are: Fast – In fact, they are...

Are There Risky Surprises Lurking in Your Mortgage Process?

Nov 6, 2023 | In the News, Blog

Let Our Fraud Detection Tools Unmask Them! Picture this: a seemingly ideal mortgage application, with a dream home on the line, and a hidden web of deceit waiting to unravel… In June of 2023, Fannie Mae uncovered a troubling case in Northern California. It was a story...

FHFA Update: Bi-Merge Deployment Delayed

Nov 6, 2023 | In the News, Blog

Earlier this year, the FHFA estimated that the bi-merge credit report change will not occur until the first quarter of 2024 at the earliest – with the implementation of the new credit score models expected to occur over two phases in late 2024 and 2025. In September,...

Grow Your HELOC Business the Smart Way…

Nov 6, 2023 | In the News, Blog

With Our Verification Services Bundle According to Black Knight’s September Mortgage Monitor Report, mortgage holders tapped $39B in equity in Q2 2023 via cash-out refis as well as home equity loans and lines of credit, up modestly from the first quarter but just half...

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Flag Indicative Words and Make Better Lending Decisions with Appraisal ScorecardX

Reduce Costs with No Close, No Pay Flood Zone Determinations

Are There Risky Surprises Lurking in Your Mortgage Process?

FHFA Update: Bi-Merge Deployment Delayed

Grow Your HELOC Business the Smart Way…

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Flag Indicative Words and Make Better Lending Decisions with Appraisal ScorecardX

Reduce Costs with No Close, No Pay Flood Zone Determinations

Are There Risky Surprises Lurking in Your Mortgage Process?

FHFA Update: Bi-Merge Deployment Delayed

Grow Your HELOC Business the Smart Way…

Browse by Category

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