Planning for 2024? Check out our President, Shelley Leonard’s, and Chief Revenue Officer, Greg Holmes’ informative article that appeared in MortgageOrb on emerging trends, technologies, and threats. From AI adoption to tackling fraud schemes, learn how lenders can...
Shelley Leonard and Greg Holmes were interviewed on Chrisman’s podcast to discuss the strides Xactus is making in advancing the modern mortgage. In this insightful conversation, they shed light on the digitization of the mortgage process, emerging technologies and...
Ensuring the use of objective language is crucial for appraisal reports. Both lenders and the GSEs have introduced tools and programs designed to detect the presence of subjective, potentially biased words or phrases within appraisal reports. Appraisal ScorecardX...
At Xactus, we understand that in today’s tight market, every dollar counts. That’s why we offer flood zone determinations that you only pay for if the loan closes. But that’s not the only differentiator. Xactus Flood ReportX services are: Fast – In fact, they...
Let Our Fraud Detection Tools Unmask Them! Picture this: a seemingly ideal mortgage application, with a dream home on the line, and a hidden web of deceit waiting to unravel… In June of 2023, Fannie Mae uncovered a troubling case in Northern California. It was a story...
Earlier this year, the FHFA estimated that the bi-merge credit report change will not occur until the first quarter of 2024 at the earliest – with the implementation of the new credit score models expected to occur over two phases in late 2024 and 2025. In September,...