At Xactus we are all about advancing the modern mortgage experience. And our new VOE/I “waterfall experience” makes the process much more efficient for you by casting an even wider net when validating employment and income.
Introducing Xactus
As you likely have heard, UniversalCIS | Credit Plus has been rebranded to Xactus. We’re very excited about our new beginning and the phenomenal future that lies ahead for us, the clients we serve, and the mortgage industry.
Xactus Announces James Owens as Chief Technology Officer
Xactus, the leading verification innovator for the mortgage industry, announced today that James Owens has joined the company as Chief Technology Officer. Owens will set and oversee Xactus’ technology strategy, including all technical aspects of new product development and implementation across its platforms, and direct other corporate technical initiatives including IT and data security. “James is a passionate technologist with …
UniversalCIS | Credit Plus Rebrands as Xactus
Xactus is committed to building the modern mortgage experience UniversalCIS | Credit Plus, the leading verifications provider for the mortgage industry, announced today its new name, Xactus, marking a new beginning for the company. The comprehensive initiative includes the creation of a new logo, website, key messages, and tagline, “Advancing the Modern Mortgage,” which speaks to Xactus’s focus to be …
Portfolio Monitoring: Your Best Defense Against Early Payoff Penalties
No one wants a borrower to walk away, especially within the first few months after closing. With Xactus’ Portfolio Monitoring, you can avoid early payoff penalties and obtain immediate alerts when one of your recently closed borrowers is shopping for a mortgage, refinance, or equity loan. We provide daily notifications within 24 hours of their occurrence, enabling you to reach out …
UniversalCIS | Credit Plus Welcomes New President, Shelley Leonard
Shelley Leonard serves as President of UniversalCIS | Credit Plus, and a member of the Board of Directors. With over two decades of experience developing and delivering technology solutions to the country’s top mortgage lenders and servicers, Shelley is steering the company to drive the transformation of the mortgage verifications industry with its innovative credit and data solutions and digital …
Greg Holmes Named a Lending Luminary by Progress in Lending
Congratulations to Credit Plus | UniversalCIS’s Chief Revenue Officer Greg Holmes for being honored by Progress in Lending as a Lending Luminary. Award winners are recognized for their industry vision and leadership. To view the entire list of winners, click here.
UniversalCIS Merges with Credit Plus
Merger Creates Leading Technology and Credit Provider for the Mortgage IndustryPHILADELPHIA – October 5, 2021 — UniversalCIS, a market-leading, technology-enabled provider of credit data and related origination solutions in the mortgage industry, and Credit Plus, a leading provider of mortgage verifications and business credit reports, today announced the merger of their companies. As a result of the merger, the new …
Fannie Mae to Include Rent Payments In Underwriting- What Does This Mean for Lenders?
Fannie Mae’s recent decision to utilize rent payment history in mortgage underwriting will help expand the credit-profiles of millions of first-time homebuyers. Because landlords do not report rent payments to the bureaus, many historically disadvantaged populations have had difficulty obtaining the American dream of homeownership. However, on September 18th, Fannie Mae will take significant steps to change that, when it …
UniversalCIS Acquires Lending Solutions Divisions from Data Facts
UniversalCIS Acquires Lending Solutions Divisions from Data Facts: Acquisition Will Expand UniversalCIS’ Origination Solutions