Did you know nearly 20% of borrowers re-engage when lenders connect at precisely the right moment? This remarkable state demonstrates the power of timely outreach when borrowers begin exploring new mortgage options.
The challenge is knowing exactly when your past clients are shopping again. But Xactus’ Portfolio Monitoring X technology creates valuable reconnection opportunities by alerting you when borrowers in your servicing portfolio initiate mortgage inquiries.
Comprehensive monitoring goes beyond simple alerts to provide critical consumer data, including current FICO® scores, mortgage balances, and revolving debt levels. Plus, monitoring across all three credit bureaus significantly expands your visibility and can result in capturing up to 50% more shopping activity compared to single-bureau monitoring.
This intelligence allows you to approach past clients with relevant, personalized offers that match what they need – translating into more opportunities to protect valuable client relationships and provide continued value to borrowers who already know and trust you.
Xactus makes comprehensive monitoring easier with Portfolio Monitoring X. See what you’ve been missing by requesting a complimentary 30-day lookback to see how many of your borrowers were actively shopping.
Transforming Verifications with Intelligent Verification
Mortgage processes are evolving to be faster, smarter, and more efficient, with a superior consumer experience. Xactus is further accelerating this shift with Xactus360, an industry-first Intelligent Verification PlatformSM. Xactus360, a data-driven and scalable platform, places the power of Intelligent Verification at your fingertips to automate solutions, deliver faster, better decisions, and Advance the Modern Mortgage.