Broomall, PA – October 5, 2023  – Xactus, the leading verification innovator for the mortgage industry, announced today that Appraisal FirewallX is capable of fulfilling orders from lenders supporting Fannie Mae property data collection and Freddie Mac’s Property Data Report (PDR). It is connecting mortgage lenders with vetted and trained property data collectors to deliver the value acceptance + property data, PDRs and hybrid appraisal solutions.

“At Xactus, we are focused on advancing the modern mortgage and prepared for the future of appraisals,” said Shelley Leonard, President of Xactus. “We believe that Fannie Mae’s value acceptance + property data initiative as well as Freddie Mac’s ACE + PDR solution will produce a better, more streamlined process for lenders and consumers.”

Upon submitting a loan application to Fannie Mae’s Desktop Underwriter® (DU®) or Freddie Mac’s Loan Product Advisor® (LPAsm), the lender will receive a notification indicating the collateral valuation option for which the loan qualifies.

Xactus Appraisal FirewallX valuation solutions can assist with the following:

  • Value acceptance + property data – This new process extends an appraisal waiver as long as property data is gathered by a vetted and trained third party and a floor plan is delivered to DU. Xactus Appraisal FirewallX provides this data.
  • Hybrid appraisals – This new process requires a vetted and trained third party to inspect the property and gather data, including a floor plan, and deliver it to a licensed appraiser for a desktop appraisal. Xactus Appraisal FirewallX provides this data.
  • Property Data Reports – This new process supports Freddie Mac’s ACE+ PDR solution and uses a verified property dataset that fulfills Freddie Mac’s requirements, with trained data collectors utilizing a mobile application to gather property data, photos and a floor plan for delivery to Freddie Mac’s Beyond ACE application programming interface (bACE API).

For more information about Xactus Appraisal FirewallX, visit .

About Xactus 

Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and mortgage brokers. With eight operation centers across the U.S., Xactus collaborates closely with its clients to digitally integrate a 360° approach to verification across their workflows. As a result, lenders can easily access the technology necessary to meet consumer demands for a modern mortgage experience with industry-leading speed, reliability, and accuracy – while also closing more loans more quickly with greater profitability. For more information, please visit



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