James Owens

Chief Technology Officer

James Owens serves as the Chief Technology Officer for Xactus. Over his nearly 30-year career, James has used technology to solve complex business problems, applying innovation to provide businesses with strategic differentiation and building high performing technology teams. For Xactus, James is responsible for all technology operations, strategy, engineering, and innovation.

Prior to joining Xactus, James was the Chief Technology Officer and then Chief Architect for OneMain Financial, the leading consumer finance company in the United States. James was responsible for technology strategy alignment to the long-term business strategy, enterprise architecture and led the engineering team that launched the BrightWay de novo credit card business. Before OneMain, James held a number of senior executive consulting, sales and product roles at Black Knight Financial Services and the first ten years of his career included engineering, technology leadership and transformation consulting roles.

James holds a degree in International Relations from George Mason University, is a Certified Mortgage Technologist from the Mortgage Bankers Association, and as an industry thought leader has been published on numerous technology related topics.