Credit Score Model Modernization
Resource Center

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Credit Score Model Modernization
Resource Center

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Credit Score Model Modernization
Resource Center

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Stay Informed. Stay Prepared. Stay Ahead.
 The credit landscape is evolving — fast. With the FHFA's announcement enabling the use of VantageScore 4.0® for GSE loan submissions, and continued developments surrounding FICO 10T®, the mortgage industry is entering a new era of credit score model modernization.

This dedicated resource center is designed to keep you informed and equipped. Whether you’re a lender preparing for operational changes, a compliance leader seeking clarity, or a partner working through integration questions — you’ll find the latest policy updates, implementation guidance, and strategic insights all in one place.
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Stay Informed. Stay Prepared. Stay Ahead.

The credit landscape is evolving - fast. With the FHFA's announcement enabling the use of VantageScore 4.0® for GSE loan submissions, and continued developments surrounding FICO 10T®, the mortgage industry is entering a new era of credit score model modernization.

This dedicated resource center is designed to keep you informed and equipped. Whether you're a lender preparing for operational changes, a compliance leader seeking clarity, or a partner working through integration questions - you'll find the latest policy updates, implementation guidance, and strategic insights all in one place.

Stay Informed. Stay Prepared. Stay Ahead.

The credit landscape is evolving - fast. With the FHFA's announcement enabling the use of VantageScore 4.0® for GSE loan submissions, and continued developments surrounding FICO 10T®, the mortgage industry is entering a new era of credit score model modernization.

This dedicated resource center is designed to keep you informed and equipped. Whether you're a lender preparing for operational changes, a compliance leader seeking clarity, or a partner working through integration questions - you'll find the latest policy updates, implementation guidance, and strategic insights all in one place.

We've Built This Resource Center to Help You
At Xactus, we're at the forefront of these changes.
  • Understand what's changing - and why it matters
  • Navigate implementation timelines and requirements
  • Access support tools and training
  • Prepare your business for a multi-score enviroment

We'll be updating this page regularly with new resources as guidance from FHFA, Fannie Mae, Freddie Mac, and government agencies is released.

Announcements

Credit Score Models

FICO®
VantageScore®​​ 4.0
Other Resources
Webinars
Visual Aids

Videos

Disclaimer:

The information, opinions, and views expressed by various sources featured on this webpage are solely those of the original authors and sources. They do not necessarily reflect the opinions, views, or positions of Xactus. While we strive to provide accurate and current information, we do not guarantee the completeness, reliability, or validity of any content provided by external contributors or referenced sources. Users are encouraged to independently verify any information before relying on it.