Tax TranscriptX

Tax TranscriptX from Xactus are easy to read and an inexpensive way to retrieve tax transcripts as another way to authenticate a consumer’s income.

Our experience and relationship with the IRS ensure that you will receive your tax transcripts fast. Our proprietary quality control system reviews each order for completeness and readability, helping to eliminate delays and IRS rejections.

Xactus’ direct integration with the Desktop Underwriter® (DU®) validation service and the IRS give lenders the assurance that Fannie Mae will provide Day 1 Certainty when income is verified in DU using our reports.

Benefits include:

• Easy-to-read reports
• Obtain up to four years of tax transcripts
• Order directly through your LOS
• Batch processing is available
• Fully electronic ordering and delivery are available with real-time status updates
• Accepts e-signatures – consumer-signed authorization can be submitted online
• No IRS add-on fees