Only Xactus. It’s That Simple.
Did you know that Xactus offers verification solutions for the entire mortgage lifecycle? From leads to post close quality reviews, Xactus is your single source provider for the verifications and data you need to make confident decisions about your applicants.
Here are just some of the innovative products and services Xactus offers:
- Pre-screened LeadsX: With easy access to credit, demographic and mortgage data on hundreds of millions of consumers, you can precisely target and engage with new prospects that yield positive response rates
- Pre-AppX: Review trended credit data, issue binding credit offers, bill consumers upfront and obtain a soft inquiry on a consumer. Pre-AppX lets you avoid trigger leads and minimizes your initial file costs.
- Credit ReportX: Our comprehensive credit solutions help you make more informed decisions. We offer 1 to 3 bureau options that work within your workflows, and are easily accessed through our technology or your LOS or POS.
- Employment VerificationX and Income VerificationX: Our automated VOE/I utilized direct integrations with Experian Verify™, The Work Number® — a solution offered through Equifax Workforce Solutions* and the largest collection of payroll records contributed directly by employers,* and Thomas & Company’s wage and employment verification. The workflow is fully customizable and can be programmed to cascade. Manual verifications are available too.
- Flood ReportX: Stay on top of flood compliance with Xactus. Our advanced geospatial technologies provide you with timely and accurate Flood Zone Determinations with multiple value-add features. We offer a variety of determination products tailored to meet your specific needs. And, we even offer no close, no pay meaning if your loan doesn’t close, you do not pay for the flood report.
- QC ReviewX: Our comprehensive suite of review programs integrates analytics, advisory, quality control and forensic review solutions to help you identify and screen potential credit and collateral risk at a granular level as well as pinpoint compliance-related issues that may place your business at risk.
- Fraud ReportX: Our solution delivers process-driven verifications and identifies potential fraud or misrepresentations associated with applicants, collateral and professionals. It utilizes premier data sources that yield accurate validations you can be confident in. And Fraud ReportX can be easily layered into your process flow.
It’s all Here at Xactus, Your Single Source for Success!
Vetting one vendor means less hassle and greater efficiencies. To learn more about these and the many other solutions Xactus offers, contact your strategic account manager and schedule a showcase today! Or, send an email to [email protected].
* The Work Number is a service provided by Equifax Workforce Solutions, a wholly owned subsidiary of Equifax Inc. Xactus is an authorized reseller of certain products and services ordered by Equifax Worforce Solutions.
