Private-Label Online Credit Solutions

Easily pre-qualify applicants by adding consumer-facing credit solutions to your online experience. Xactus offers two heavily customizable point of sale (POS) tools that can be added online so you can quickly review an applicant’s credit and close more loans more quickly.

QualifyMENow

A mobile-first solution that allows consumers to request a credit report, provide authorization to you for compliance and audit purposes, and be pre-qualified instantly. The consumer’s disclosure acknowledgment is stored along with the transaction data and can be easily accessed for audit purposes.

QualifyMENow Benefits:

• Soft inquiry – no impact on applicant’s credit score
• Immediate pre-qualification
• FCRA compliant and satisfies all audit requirements
• Compares multiple, customizable data points for enhanced decisioning

StartMyApplication

An online mortgage loan application and credit authorization tool that eliminates upfront credit costs by empowering consumers to start their application online at your personalized StartMyApplication website. The website link can be embedded in your current website and promoted across all your marketing channels.

StartMyApplication Benefits:

• Extends your marketing reach
• Generates more leads
• Add values to your relationship with Realtors® and potential buyers