Data…these days there is so much of it. The trick is knowing what data to use and how to use it to derive meaningful insights. Turn to Xactus – a one stop shop for data solutions – to receive the information you need to succeed.

Want custom modeling? Need specific insights on a portfolio? Xactus utilizes sophisticated technology to collect data from thousands of resources and applies rules so you can easily access the insights you need. Our tools can help you become more competitive and expand into new markets. The data we gather is broad and deep and can be tailored to your business. Our data specialists will work with you to help you gain access to our data intelligence and improve your analytics.

Obtain Loan-Level Insights with Xactus’ Innovative Data Solutions

  • Are you actively seeking needs-based individuals looking for a new loan product?

Portfolio MonitoringX is the industry’s lowest cost retention program. It allows you to identify retention opportunities from within your existing customer portfolio. You’ll be electronically notified about your customers’ credit activities, enabling you to quickly respond to their changing credit needs and retain their business. Choose between tri-bureau monitoring for cross sell and retention opportunities and single bureau or Real-Time Mortgage Inquiries for monitoring servicing portfolios for cross sell, retention and risk opportunities.

  • How do you identify potential problem loans or high-risk borrowers in your portfolio?
  • Do you review your loan portfolio for deteriorating credit habits of borrowers?
  • Are you interested in having more real-time visibility into your portfolio and changes in borrower creditworthiness?

Portfolio Batch UpdatesX allow you to obtain current credit, property, and public record data on your loan servicing portfolio for regulatory compliance and portfolio risk analysis. Move beyond traditional FICO®-only updates to include key credit appends for a more complete picture of your consumers’ overall credit standing, lien position and current loan to value. We acquire information from multiple data sources to ensure the best resource and cost options for each custom project. And we provide optimum loan-level insight for portfolio management and valuation, while identifying additional opportunities within your portfolio.

  • Want to easily identify borrowers from your portfolio who may be good candidates for a home equity loan or line of credit?

Updated and accurate Automated Valuation Models (AVMs) enable you to identify equity-rich consumers who may be looking for HELOCs or Cash-Outs. Perform proactive and recurring valuations on your loan portfolios and obtain accurate and reliable information so you can detect opportunities, mitigate risk, and view trends.

  • Want to see if anyone in your portfolio is shopping for a home equity loan?
  • Are you responding quickly to bankruptcy filings and other events that impact potential risk?
  • Do you know which customers are equity-rich who you could be offering additional loan products to?

Pre-Screened LeadsX allow you to identify and engage with new prospects quickly with easy access to credit, demographic and mortgage data on hundreds of millions of consumers.

Select targeted FICO®-based credit data along with key attributes to obtain the highest performance. Xactus’ data acquisition tools are delivered through various technology platforms, yielding favorable response rates for users.

Speak with your strategic account manager today about how to get a custom solution to be more competitive and grow your business.


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