Philadelphia, PA — June 24, 2025 — Xactus®, a fintech innovator and leader in mortgage verification solutions, proudly announces that CEO Perry Steiner has been named a winner of the 2025 EY (Ernst & Young) Entrepreneur Of The Year® Regional award. The prestigious global program celebrates visionary leaders who are redefining industries, driving growth, and creating lasting impact. When Xactus …
Delivering the Right Data at the Right Time.
How Intelligent Verification is Reshaping the Mortgage Process The mortgage industry is navigating one of its most dynamic and fast-changing markets. While volumes have shifted and margins remain tight, this environment presents a unique opportunity for lenders to rethink processes, embrace innovation, and enhance the borrower experience. Balancing speed, compliance, and cost-efficiency with leaner teams is challenging, but for those …
Xactus Integrates Its Automated Flood Compliance Solution with ICE’s MSP Loan Servicing System
Philadelphia, PA — June 11, 2025 — Xactus, a fintech and market leader in verification solutions for the mortgage industry, is focused on broadening integrations in the ecosystem to support the loan life cycle beyond origination into servicing. As part of that effort, Xactus announced the successful completion of its integration with MSP, ICE’s comprehensive loan servicing system. This strategic …
Your Portfolio is Talking – Are You Seeing the Full Picture?
Did you know nearly 20% of borrowers re-engage when lenders connect at precisely the right moment? This remarkable state demonstrates the power of timely outreach when borrowers begin exploring new mortgage options. The challenge is knowing exactly when your past clients are shopping again. But Xactus’ Portfolio Monitoring X technology creates valuable reconnection opportunities by alerting you when borrowers in …
Hybrid Appraisal Expansion: Important Updates for Mortgage Lenders
Big changes just went into effect in the appraisal landscape that expands hybrid appraisal eligibility! Eligible property and transaction types for hybrid appraisals will align more closely with traditional appraisals, with just a few exceptions. This expansion represents a significant efficiency opportunity for both lenders and borrowers. Desktop Underwriter (DU) and Loan Product Advisor (LPA) have updated their systems with …
The Work Number® Report Indicator from Equifax Now Available with Credit Reports
A new solution is now available that allows mortgage lenders to quickly determine if a consumer’s employment record exists on The Work Number® database before ordering a verification of employment. Xactus is the first company to offer The Work Number® Report Indicator alongside Equifax credit reports. This complimentary benefit is available to Xactus clients who order their credit reports and …
Reducing Risk When Waters Rise
Here’s a striking fact: 99% of U.S. counties experienced a flooding event between 1996 and 2019, making floods the nation’s most common natural disaster. And the financial impact of a flood is significant, resulting in average claims of more than $50,000.1 Despite this risk, many homeowners remain unprotected, especially since annual premiums on flood insurance can cost $700 or more. …
Simulation Before Origination: Get the FICO® Score Mortgage Simulator offered by Xactus
A groundbreaking tool has arrived for mortgage lenders seeking to better serve potential borrowers. The FICO® Score Mortgage Simulator is now available and is the only simulator that uses actual FICO® scores and score algorithms. This innovative simulator allows lenders to show applicants how certain actions might impact their FICO® score in real time. Lenders can illustrate how paying down …
The Future of Verification is Here
The mortgage lending industry is shifting – are your verification tools shifting with it? Intelligent verification allows lenders to move away from static, manual workflows toward responsive, data-driven processes. Unlike traditional methods that rely on rigid point-in-time reporting, intelligent verification harnesses real-time insights to power automated actions, enabling faster and more informed loan decisions while reducing wasted time and cost. …
Delivering the Right Data at the Right Time: How Intelligent Verification is Reshaping the Mortgage Process
The mortgage industry is navigating one of its most dynamic and fast-changing markets. While volumes have shifted and margins remain tight, this environment presents a unique opportunity for lenders to rethink processes, embrace innovation, and enhance the borrower experience. Balancing speed, compliance, and cost-efficiency with leaner teams is challenging — but for those who adapt, it’s a chance to build …